Request $100 – $5,000 online. Free to use, no obligation — and checking your options won't affect your credit score.
Secured with 256-bit SSL encryption · a soft inquiry only while you look
Three quiet steps between your request and a lender's answer.
Choose an amount from $100 – $5,000 and add a few details about yourself. It takes about two minutes.
Your single request reaches our network of lending partners — no repeat forms, no juggling logins.
If a lender responds with an offer, you'll see its rates, fees, and terms in writing. Funds can arrive as soon as the next business day, if approved.
Instead of filling out application after application, you complete one request and we route it across our lending network.
Seeing what's out there won't touch your credit score. A hard inquiry only enters the picture if you proceed with a specific lender.
Any lender that makes an offer presents its rates, fees, and repayment schedule up front. Nothing starts until you accept.
We never charge you to use this service, and submitting a request doesn't obligate you to take a loan.
No. InstaFundTap is a loan-request referral service. We pass your request to a network of lending partners; any loan offer, approval decision, rate, or fee comes directly from the lender you are connected with — never from us.
Checking your options through InstaFundTap won't affect your credit score. If you choose to move forward with a lender, that lender may run a hard credit inquiry as part of its own underwriting — and only at that point.
Every request uses one range: $100 – $5,000. You choose the amount inside that range, and lenders in the network see the figure you selected.
Timing varies by lender. If a lender approves your request and you accept its terms, funds are often deposited as soon as the next business day — the lender will confirm the exact timing before you sign anything.
Nothing. Our service is free to use and carries no obligation — you can walk away from any offer without accepting it. Any interest, fees, or charges belong to the loan itself and appear in the lender's written terms.
Your request travels to our lending network. If a lender wants to work with you, you'll be taken to its site or contacted with an offer that spells out rates, fees, and repayment terms. Read it, then accept or decline — the choice stays yours.
Start whenever it suits you — your request is free, and nothing is final until you accept a lender's written offer.
Start my request Request $100 – $5,000 · checking options won't affect your credit score